Finance Your Mexico Property | Platinum Real Estate x MoXi®

Platinum Real Estate & MoXi® | Official Financing Partner

Financing for U.S. Citizens
Buying in Mexico

MoXi® makes your Mexico home loan feel like a U.S. mortgage. From pre-approval to closing, our cross-border specialists remove the guesswork and ensure a smooth, secure purchase.

Schedule a Call with a MoXi® Advisor

$170M+ Originated

Zero Defaults

Up to 30-Year Fixed Rates

Thorough Pre-Approval Process

Why MoXi®

U.S.-Style Mortgage Financing for Mexico Property

Jeremy Vatinel and Platinum Real Estate have partnered with MoXi® to give their clients a trusted path to cross-border real estate financing in Mexico. Jeremy brings deep knowledge of the Riviera Maya market and the long-standing trust of his clients. MoXi® brings the specialized cross-border lending expertise needed to make Mexico financing work.

Fully amortized terms up to 30 years
Fixed interest rates with no surprises
No balloon payments or hidden fees
100% USD originated and serviced, with no currency risk
Mortgage interest reported in the U.S. for potential tax deductibility
Loans from $200,000 to $2.5M USD at up to 65% LTV
Thorough pre-approval process

Meet Your Advisor

Loan Program

What Makes MoXi®'s Process Unique

From pre-approval to closing, MoXi® expertly coordinates the financing side of your transaction. The team is available to help every step of the way and guides you through pre-approval with clarity at every step.

MoXi® has significant capital from which to fund its mortgage loans and operates as a regulated mortgage company in Mexico. MoXi® complies with applicable laws in both Mexico and the United States.

More than 200 years of combined international lending experience on both sides of the border. The client's best interest drives every decision.

Common Questions

MoXi® FAQ: About Our Loans

How much can I borrow?

MoXi® offers mortgage loans from $200,000 to $2.5M USD on residential property in Mexico up to 65% of appraised value. On a $750,000 home, for example, the maximum loan would be $487,500 USD.

Can U.S. citizens finance property in Mexico?

Yes. MoXi® provides sound and secure cross-border mortgage financing for purchasing or refinancing Mexican real estate. Cash-out refinance options are also available for current owners.

How do I qualify?

Reach out using the form on this page. Our team will follow up and walk you through the next steps toward pre-approval. The process is straightforward and our advisors are with you at every stage.

Is my property the bank's asset?

No. Property held in a Fideicomiso is not an asset of the bank. If the bank has financial difficulty, the property is simply transferred to another trustee bank. These protections are federally imposed.

What rights do I have as a buyer?

A buyer of Mexican real estate holds the same rights as a property owner in the U.S., including the right to enjoy, sell, rent, and improve the property. Rights may be transferred to a third party or passed to named heirs.

Do I lose possession after 50 years?

No. You have a contractual right to renew the bank trust for another 50-year term upon expiration and can make multiple extension requests. The bank has a fiduciary obligation to respect your rights as beneficiary.

Can U.S. citizens buy in Mexico?

Yes. U.S. citizens can own property in Mexico via a Fideicomiso, a Mexican land trust with a 50-year renewable term. You may hold rights in your individual name, a U.S. revocable trust, LLC, or corporation.

How does the Fideicomiso work?

MoXi® works with you, its partners, and vendors to create a trust as part of your loan process. The trust can be willed across generations, sold, or improved with no restrictions on U.S. citizen ownership.

Can I refinance an existing Mexico property?

Yes. MoXi® offers cash-out refinance options for current owners, providing secure liquidity with no restrictions on the use of proceeds. It is a smart way to access equity while keeping your asset fully protected.

Our Track Record

Partnered With 200+ Years of Experience

On both sides of the border. MoXi® is a regulated mortgage company in Mexico, with operations that comply with applicable laws in both Mexico and the United States.

Get Started

Get Started Today

Explore Your Financing Options

Find out if MoXi® financing is the right fit for your Mexico property goals. No commitment. Just clarity.

$170M+ Originated Zero Defaults

Jeremy Vatinel

Platinum Real Estate, Riviera Maya

Jeremy specializes in luxury and investment properties across Cancun, Playa del Carmen, Tulum, and Merida. With deep market knowledge and a client-first approach, he guides buyers through some of the most sought-after real estate opportunities in Mexico.

When a client needs financing for their purchase, Jeremy partners with MoXi® rather than leaving them to sort out cross-border lending on their own. The MoXi® team handles the loan from pre-approval through closing, and Jeremy stays informed throughout the process so his clients always have someone in their corner who knows their story.

📞 +52 984 807 7428 🌎 platinummexico.com