Finance Your Mexico Property | Simply Approved Mortgages x MoXi®
Simply Approved Mortgages & MoXi® | Official Financing Partner

Financing for U.S. Citizens
Buying in Mexico

MoXi® makes your Mexico home loan feel like a U.S. mortgage. From pre-approval to closing, our cross-border specialists remove the guesswork and ensure a smooth, secure purchase.

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Trusted Since 2017
$150M+ Originated
Zero Defaults
Up to 30-Year Fixed Rates
Thorough Pre-Approval Process
Why MoXi

U.S.-Style Mortgage Financing for Mexico Property

Simply Approved Mortgages and MoXi have partnered to give clients a clear, trusted path to cross-border real estate financing in Mexico. Simply Approved brings a client-first approach to U.S. mortgage lending. MoXi brings the specialized cross-border lending expertise needed to make Mexico financing work.

  • Fully amortized terms up to 30 years
  • Fixed interest rates with no surprises
  • No balloon payments or hidden fees
  • 100% USD originated and serviced, with no currency risk
  • Mortgage interest reported in the U.S. for potential tax deductibility
  • Loans from $250,000 to $2.5M USD at up to 65% LTV
  • Thorough pre-approval process
Loan Program

What Makes MoXi's Process Unique

From pre-approval to closing, MoXi expertly coordinates the financing side of your transaction. The team is available to help every step of the way and guides you through pre-approval with clarity at every step.

MoXi has significant capital from which to fund its mortgage loans and operates as a regulated mortgage company in Mexico. MoXi complies with applicable laws in both Mexico and the United States.

More than 200 years of combined international lending experience on both sides of the border. The client's best interest drives every decision.

Common Questions

MoXi FAQ: About Our Loans

How much can I borrow?
MoXi offers mortgage loans from $250,000 to $2.5M USD on residential property in Mexico up to 65% of appraised value. On a $750,000 home, for example, the maximum loan would be $487,500 USD.
Can U.S. citizens finance property in Mexico?
Yes. MoXi provides sound and secure cross-border mortgage financing for purchasing or refinancing Mexican real estate. Cash-out refinance options are also available for current owners.
How do I qualify?
Reach out using the form on this page. Our team will follow up and walk you through the next steps toward pre-approval. The process is straightforward and our advisors are with you at every stage.
Is my property the bank's asset?
No. Property held in a Fideicomiso is not an asset of the bank. If the bank has financial difficulty, the property is simply transferred to another trustee bank. These protections are federally imposed.
What rights do I have as a buyer?
A buyer of Mexican real estate holds the same rights as a property owner in the U.S., including the right to enjoy, sell, rent, and improve the property. Rights may be transferred to a third party or passed to named heirs.
Do I lose possession after 50 years?
No. You have a contractual right to renew the bank trust for another 50-year term upon expiration and can make multiple extension requests. The bank has a fiduciary obligation to respect your rights as beneficiary.
Can U.S. citizens buy in Mexico?
Yes. U.S. citizens can own property in Mexico via a Fideicomiso, a Mexican land trust with a 50-year renewable term. You may hold rights in your individual name, a U.S. revocable trust, LLC, or corporation.
How does the Fideicomiso work?
MoXi works with you, its partners, and vendors to create a trust as part of your loan process. The trust can be willed across generations, sold, or improved with no restrictions on U.S. citizen ownership.
Can I refinance an existing Mexico property?
Yes. MoXi offers cash-out refinance options for current owners, providing secure liquidity with no restrictions on the use of proceeds. It is a smart way to access equity while keeping your asset fully protected.
Our Track Record

Partnered With 200+ Years of Experience

On both sides of the border. MoXi is a regulated mortgage company in Mexico, with operations that comply with applicable laws in both Mexico and the United States.


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Explore Your Financing Options

Find out if MoXi financing is the right fit for your Mexico property goals. No commitment. Just clarity.

Trusted Since 2017 $150M+ Originated Zero Defaults
About Our Partner

Simply Approved Mortgages

U.S. Mortgage Lender, Licensed in Colorado and Florida

Simply Approved Mortgages is a U.S. mortgage lender headquartered in Los Angeles, with a branch office in Miami. The firm works with home buyers and homeowners on purchase loans, refinances, and home equity programs, and positions itself on a transparent, lender-paid compensation model that keeps client fees predictable.

For Simply Approved clients buying or refinancing residential property in Mexico, the firm partners with MoXi® so the cross-border financing path stays clear. The MoXi team handles the loan from pre-approval through closing, and Simply Approved Mortgages stays informed throughout the process so clients always have someone in their corner who knows their story.

Contact Us Today
Simply Approved Mortgages
U.S. Mortgage Lender, Licensed in Colorado and Florida
Simply Approved Mortgages NMLS #2620881
Simply Approved Mortgages

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MoXi® is a regulated mortgage company in Mexico. Operations comply with applicable laws in both Mexico and the United States.
Loans from $250,000 to $2.5M USD. Subject to qualification. Minimum 720 credit score required.